Terms and conditions:

• New Year Sale is valid from 1st January to 31st January 2020.
• Discount is applicable of up to 30% on selected Fabrics.
• Finance offers available from 1-31 January 2020. Finance offers available through Q Mastercard (12 Months Payment Holiday). Gem (12 Months Payment Holiday) throughout January 2020. Specific terms outlined below.
• * Q Mastercard Terms and Conditions: No payments and no interest until January 2021 (“12 month Payment Holiday”) is available on Flexi Payment Plans until 31 January 2020. Minimum spend $1000. Annual Account Fee of $50 applies. New Cardholder fee - $55 Establishment. Existing Cardholder fee – $35 Advance. Standard Interest Rate, currently 25.99% or 22.95% p.a (depending on your card) applies to any outstanding balance at end of Payment Holiday. Payment Holiday period may vary depending on Cardholder's payment cycle. Leading criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject to change.
• * Gem Visa and Gem Creditline Terms and Conditions: 12 months interest free with no repayments until January 2021. Normal credit and lending criteria and fees, including a Gem Visa $55 establishment fee and annual fees ($52 Gem Visa / $50 Gem CreditLine), apply. Minimum purchase $500. Payment for your purchase will be deferred for the stated period. During this period, no interest will accrue and no monthly payments need to be made. If you do not pay the outstanding balance in full before the end of the deferred payment period, the amount payable will accrue interest and will be included in your monthly statement. Prevailing interest rate (currently Gem Visa 25.99% p.a./ Gem CreditLine 29.95% p.a.) applies to any outstanding balance on the expiry of the interest free period. Gem Visa / Gem CreditLine is provided by Latitude Financial Services Limited.
• All sales are eligible for Fly Buys points. Must supply Fly Buys number at the time of the consult. Fly Buys Membership Terms and Conditions apply and can be viewed at www.flybuys.co.nz