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Terms and conditions:

• December Sale is valid from 1st December to 31st December 2019.
• Discount is applicable of up to 40% on selected Fabrics.
• Finance offers available from 1-31 December 2019. Finance offers available through Q Mastercard (13 Months Payment Holiday). Gem (12 Months Payment Holiday) throughout December 2019. Specific terms outlined below.
• * Q Mastercard Terms and Conditions: No payments and no interest until January 2021 (“13 month Payment Holiday”) is available on Flexi Payment Plans until 31 December 2019. "Interest fee for 24 months offer" - Pay no interest during the 24 month promotional period (until December 2021) provided you pay the "payment to reduce further interest" amount in your monthly statement by the payment due dates. Minimum monthly payments of 3% of the total cost are required but making only these payments will not reduce your balance to zero during promotional period. If you pay the outstanding balance in full before the end of the interest free period, you will avoid paying any interest. Prevailing interest rate applies to any outstanding balance on the expiry of the interest free period. Minimum spend $1000. Annual Account Fee of $50 applies. New Cardholder fee - $55 Establishment. Existing Cardholder fee – $35 Advance. Standard Interest Rate, currently 25.99% or 22.95% p.a (depending on your card) applies to any outstanding balance at end of Payment Holiday. Payment Holiday period may vary depending on Cardholder's payment cycle. Leading criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject to change.
• * Gem Visa and Gem Creditline Terms and Conditions: 12 Months Deferred Payment and Interest Free available on purchases $500 and over using Gem Visa or Gem Creditline. Normal credit and lending criteria and fees including $55 establishment fee and annual fee ($52 Gem Visa/ $50 Gem Creditline) apply. On expiry of the interest free deferred period, the prevailing interest rate (currently 25.99% p.a Gem Visa/ 29.95% p.a Gem Creditline) applies to any outstanding balance. Gem Visa & Gem Creditline are provided by Latitude Financial Services Limited.
• All sales are eligible for Fly Buys points. Must supply Fly Buys number at the time of the consult. Fly Buys Membership Terms and Conditions apply and can be viewed at www.flybuys.co.nz